Privacy Policy

Introduction

Finmagix Inc. ("Finmagix," "we," "us") operates the Finmagix Lite financial planning platform and the finmagix.com marketing site. This Privacy Policy explains what personal information we collect, how we use it, how we share it, and the choices you have about your information.

By using our services you agree to the practices described in this policy. If you do not agree, please do not use our services.

Information We Collect

Information you provide

When you create an account or use our planning modules, you provide information such as:

• Account details (name, email address, password)
• Financial inputs you choose to enter (income, savings, investments, debts, insurance coverage)
• Life-stage and goal inputs from our onboarding flow
• Communications you send us (support requests, partnership inquiries, survey responses)

Information collected automatically

When you access our services we automatically collect certain technical information:

• Log data (IP address, browser type and version, pages visited, timestamps)
• Device information (device type, operating system)
• Usage data (features used, assessments started and completed, interactions with the AI assistant)
• Cookies and similar technologies for authentication and preferences

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the planning modules and educational analysis you use
• Generate your personalized roadmap, scores, and AI-powered insights
• Operate accounts, authentication, and billing
• Communicate with you about product updates, security notices, and support requests
• Detect, prevent, and address fraud, abuse, or security issues
• Comply with applicable legal obligations

We do not sell your personal information, and we do not use your financial inputs to target advertising.

How We Share Your Information

We share information only in the following situations:

• Service providers: hosting, database, email, and analytics vendors who process information on our behalf under confidentiality obligations.
• AI processing: selected prompts and assessment context are sent to our AI model provider to generate educational analysis. This data is not used by the provider to train foundation models.
• Legal compliance: when required by applicable law, subpoena, or other legal process.
• Business transfers: in connection with a merger, acquisition, or sale of assets, subject to appropriate protections.
• With your consent: for any other sharing you specifically authorize.

Data Retention

We retain your account and assessment data for as long as your account is active and for a reasonable period afterward to meet legal, tax, or operational obligations. You can request deletion of your account and associated data at any time — see "Your Rights" below.

Your Rights

Depending on your jurisdiction, you may have rights to access, correct, export, or delete your personal information, to withdraw consent, and to object to certain processing activities. To exercise any of these rights, contact us at privacy@finmagix.com. We will respond within the timelines required by applicable law.

California Residents (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to request deletion, and the right to non-discrimination for exercising your rights. We do not sell personal information.

To exercise your CCPA rights, contact us at privacy@finmagix.com. We may need to verify your identity before fulfilling certain requests.

Security

We use bank-level encryption in transit (TLS) and at rest, row-level database security so that only you can access your data, least-privilege access controls for our staff, and regular review of our security practices. No system is 100% secure, and we encourage you to use a strong, unique password and to report any suspected security incidents to security@finmagix.com.

Children's Privacy

Finmagix is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us information, please contact us at privacy@finmagix.com and we will delete it.

Changes to This Policy

We may update this policy from time to time. Material changes will be announced via email or a prominent notice on our website at least 30 days before they take effect. The "Last updated" date at the top of this policy reflects the most recent changes.

Contact

For questions about this policy or our privacy practices, email privacy@finmagix.com or write to Finmagix Inc., Attn: Privacy, via the address listed on our Contact page.